Digital wage payments (wages paid into a bank or mobile account or a prepaid card) have become the norm for most workers worldwide. But millions of workers still lack access to them. When designed and offered responsibly, digital wage payments…
Digital financial services offer real hope to help the world get back on track from the severe negative impacts from COVID-19. Building on the success of the 2018 edition, this new version provides updated and extensive evidence-based examples of the benefits…
This Research and Learning Agenda reflects concerns and knowledge gaps relevant for ILO constituents (governments and employers’ and workers’ organizations) and partners, with inputs from ILO experts in headquarters and the field, researchers, policymakers, and practitioners working on digital wages…
Since the end of World War II, pairs of countries have entered into over a thousand bilateral labor agreements (BLAs) to regulate the cross-border flow of workers. These agreements have received little public or academic attention. This is likely, in…
Payment digitization efforts in the health sector in low/middle-income countries have accelerated due to the COVID-19 pandemic. However, research on impacts of worker payment digitization on health systems is lacking. This article offers a conceptual model detailing how payment digitization…
Financial inclusion is a cornerstone of development, and since 2011, the Global Findex Database has been the definitive source of data on global access to financial services from payments to savings and borrowing. The 2021 edition, based on nationally representative…
Using random forest estimation, the authors identify 14 key predictors out of 190 variables with the largest predictive power for micro, small, and medium-sized retailer (MSMR) adoption and usage of digital payments. Using conditional inference trees, they study the importance…
This study profiles promising initiatives that reduce, or have potential to reduce, the risks, burdens and costs for migrant workers of rectifying wage theft, or shift risks and burdens to business and government. The profiled initiatives can equip advocates with…
A series of practical guides detailing insights and lessons for wage digitization for global buyers, financial service providers employers, and financial inclusion and gender practitioners.
These Principles, developed by the United Nations-based Better Than Cash Alliance, define who needs to be responsible, what it means to be responsible and how to be responsible. They are not intended to provide a technical analysis of what each…